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An Insurance Program Made for Municipalities

Municipality Workers

Coverages to keep your communities thriving

The work you do is substantial and helps to keep your communities happy, healthy and growing. These efforts require many individuals to come together—from local government professionals to public workers—presenting a wide variety of complex exposures. Our full range of industry-specific insurance solutions are customized to provide true value, help you take on obstacles with more certainty and keep your neighborhoods whole.

Our program is available in most states across the country and has been protecting municipalities since 1987. With our history of serving public entities, we’re able to fully understand your risks and provide the protections you need most.

States where coverage is available

Serving municipalities up to 30,000 in population:

  • Cities
  • Towns
  • Townships
  • Villages

A strong community is made up of a large list of organizations that provide important services for their neighbors. While many of these entities fall under the municipal sector, some work independently. Don’t worry—we still have your back.


We also help protect:

  • Redevelopment and development agencies
  • Library Boards
  • Cemetery Districts
  • Parking Authorities
  • Park or Recreation Districts
  • Improvement and Reimprovement Authorities
  • Investment and Reinvestment Agencies
  • Finance Authorities
  • Councils of Government
  • Downtown Development Authorities
  • Tourism Boards

Find meaningful coverage. We offer:

  • Property
  • General Liability
  • Auto
  • Equipment Breakdown
  • Crime
  • Inland Marine
  • Public Officials & Management Liability
  • Employment Practices Liability
  • Employee Benefits Liability
  • Privacy Crisis Management Expense
  • Law Enforcement Activity Liability
  • Excess Liability
  • Occupational Accident & Business Travel
  • Workers' Compensation
  • Specialty Coverages
Get Covered
Fireman talking to EMT

Emergency services—we've got them covered

Emergency services like fire departments, ambulance and rescue squads and 911 centers are critical to a community in the event of a crisis. Many municipal administrators and officials often control their budgeting and can be key decision-makers when selecting insurance for their ESOs―and we have your municipal clients covered!

Through VFIS (another division of Glatfelter), the pioneer and leading provider of specialized insurance for emergency services, we offer a wide variety of insurance solutions, risk management resources and education and consulting services tailored specifically for the fire and EMS community.

Check out our program to see how your municipal clients can help make sure the people protecting their community members are staying protected themselves.

Browse VFIS Coverages

Understand your options

We get it—insurance lingo can be a bit confusing. Take a peek at our Insurance 101 page to stay up-to-date with terminology and frequently asked questions.


Match me with an agent

Talk to your local insurance agent if you are looking for more information or a complete list of available products. In need of an agent? Let us take care of the introductions.