Insurance Solutions Built for Municipalities

Protection your clients can count on.

Municipalities are the backbone of their communities. When local governments are supported, neighborhoods thrive. Partner with an insurance carrier that understands the responsibility your municipal clients carry—and the unique exposures they face every day.

At Glatfelter Public Entities, we advocate for the municipal sector so cities, towns, and local governments can continue delivering the essential services their residents rely on.

Who We Serve Coverage & Highlights
A municipal building in a small town

Protecting municipalities since 1987

Many organizations that support local communities fall within—or alongside—the municipal sector. Whether operating as part of local government or independently, these entities play a critical role in public service. We're here to help you confidently expand into these markets.

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We proudly protect:

  • Cemetery Districts
  • Library Boards
  • Redevelopment and Development Agencies
  • Park and Recreation Districts
  • Parking Authorities
  • Councils of Government
  • Downtown Development Authorities
  • Investment and Reinvestment Agencies
  • Improvement and Reimprovement Authorities
  • Tourism Boards
  • Finance Authorities

Think you've seen municipal insurance before?

Think again.

Municipalities take on complex responsibilities while working for the greater good of the public. Generic insurance solutions can leave gaps where it matters most. Our tailored coverage helps protect municipal property, employees, officials, and community members—so your clients can focus on serving their residents with confidence.

Coverage Highlights

  • Underwritten by an A.M. Best "A" (Excellent) XV-rated carrier
  • Underwriters with specialized experience in the municipal sector
  • Coverage available in most states
  • Multiple property coverage enhancements
  • General liability pollution exclusion exceptions
  • Replacement cost for emergency service equipment
  • Defense costs outside the limit
  • Excess liability with underlying continuity

Coverages We Offer

  • Property
  • General Liability
  • Automobile
  • Equipment Breakdown
  • Crime
  • Inland Marine
  • Watercraft
  • Public Officials & Management Liability
  • Excess Liability
  • Specialty Coverages

Emergency services—we've got them covered

Fire departments, rescue squads, and 911 centers are essential during moments of crisis. Municipal leaders often play a key role in selecting insurance for these organizations—and we're ready to support them.

Through VFIS, a division of Glatfelter and a leading provider of specialized insurance for emergency services, we offer insurance solutions, risk management resources, and education tailored specifically for fire and EMS organizations.

Explore how your municipal clients can help ensure the people protecting their communities are protected themselves.

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Members of a fire and ems crew talking through the window of an emergency vehicle

Focused on safety. Built on experience.

From drone usage and crisis events to public communication and emerging risks, municipalities face a wide range of evolving exposures. Our risk management resources are developed by experts with firsthand public-sector experience—making it easier to support client safety and operational efficiency.

Visit our Risk Management section to access downloadable guides, checklists, self-assessments, and infographics you can easily share with clients. Helping them reduce risk has never been simpler.

Browse Risk Resources
A couple of municipality employees inspecting a drone