Insurance Solutions Built for Independent School Bus Contractors

Protection your clients—and their passengers—can rely on.

Independent school bus contractors play a critical role in education, safely transporting millions of students every year. That responsibility brings unique risks on the road, at the depot, and everywhere in between.

Who We Serve Coverage Highlights
photo of a school bus driving away down a suburban road surrounded by fall trees

Protecting independent school bus contractors since 1998

Glatfelter Public Entities has proudly supported independent school bus contractors for over 25 years. Our program is available in most states across the country and is designed specifically for the realities of student transportation.

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We support independent school bus contractors who meet the following program guidelines:

Available coverages include property and automobile insurance, along with options such as garagekeepers legal liability and abuse and molestation coverage for drivers.

  • In operation for at least five years
  • No more than 15% non-school bus operations (including charter services)
  • Account loss ratio of 35% or less
  • Minimum premium of $50,000 (generally 35 bus units)
  • Operating in rural or suburban communities under 100,000 in population and at least 20 miles outside a major city (defined as a population over 250,000)
  • Maximum of 200 power units

Coverage designed for student transportation.

School bus operations face risks that go far beyond standard auto insurance. From fleet protection and driver safety to student well-being, contractors need coverage that reflects how they operate every day.

Coverage Highlights

  • Underwritten by an A.M. Best "A" (Excellent) XV-rated carrier
  • Underwriters with specialized experience in the school bus contractor industry
  • Coverage available in most states
  • Replacement cost coverage available
  • Flexible physical damage deductible options

Coverages Available

  • Property
  • Automobile
  • General Liability
  • Employee Benefits Liability
  • Excess Liability
  • Equipment Breakdown
  • Crime
  • Inland Marine
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Helping keep safety front and center

From distracted driving and student behavior to breakdowns and accidents, school bus contractors face unique exposures both on and off the road. Our risk management resources are created by experts with firsthand experience in student transportation—providing practical tools to help improve safety and reduce risk.

Visit our Risk Management section to access downloadable guides, checklists, self-assessments, and infographics designed to boost safety and operational efficiency.

Browse Risk Resources
students standing in front of a school bus