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An Insurance Program Made for Independent School Bus Contractors

Kids sitting in a school bus

Complete coverage for your travels

With the task of transporting millions of students to and from school every year, you understand the importance of safety—we're right there with you. From driver and student accidents to vandalism and bus breakdowns, our schools bus insurance program offers solutions to make sure you're never left stranded.

Our program is available in most states across the country, and we've been proudly supporting independent school bus contractors since 1998. With this experience, we're able to fully understand your risks and provide the protections you need.

States where coverage is available

We support independent school bus contractors who have:

  • Been in business more than 5 years
  • No more than 15% non-school bus operations (including charter operations)
  • An account loss ratio of 35% or less
  • A minimum premium of $50,000 (generally 35 bus units)
  • Operating in rural or suburban communities under 100,000 in population and at least 20 miles outside of a major city (major city is defined as any city with a population over 250,000).
  • Maximum of 300 power units.

Find meaningful coverage. We offer:

  • Property
  • Auto
  • General Liability
  • Employee Benefits Liability
  • Excess Liability
  • Garagekeepers Legal Liability
  • Equipment Breakdown
  • Crime
  • Inland Marine
  • Workers' Compensation
Get Covered

Understand your options

We get it—insurance lingo can be a bit confusing. Take a peek at our Insurance 101 page to stay up-to-date with terminology and frequently asked questions.


Match me with an agent

Talk to your local insurance agent if you are looking for more information or a complete list of available products. In need of an agent? Let us take care of the introductions.